GMS Group Advantage® for Small Business
(for groups of 3 or more enrolments)
As a small business owner, your time is valuable. To simplify your purchase of a group benefits package, we've created GMS Group Advantage®, specifically tailored for small businesses with 3 or more enrolments. With our comprehensive and affordable health and dental benefits plans, simply choose the options that best suit your needs and calculate your monthly premium - no need to wait for a quote. Ask about the addition of life and disability insurance, then let GMS handle the rest!
GMS Group Advantage® Health
| Silver | Complete health, vision and prescription drug coverage at the lowest possible cost. |
| Gold | Higher health, vision and prescription drug maximums with $2 million out-of-province and out-of-country emergency medical travel insurance. |
| Platinum | Our highest health and vision maximums with $5,000 prescription drug coverage and $2 million out-of-province/country emergency medical travel insurance. |
| Silver 3+ employees |
Gold 3+ employees |
Platinum 6+ employees |
|---|---|---|
| Extended Health Benefits | Extended Health Benefits | Extended Health Benefits |
| Prescription Drugs 70% of the cost to $500 |
Prescription Drugs 80% of the cost to $1,500 |
Prescription Drugs 100% of the cost to $5,000 |
| Eye Exams $60 per 2 years |
Vision Care $150 per 2 years |
Vision Care $300 per 2 years |
| n/a | Travel - 30 days Up to $2 Million coverage, unlimited number of trips |
Travel - 30 days Up to $2 Million coverage, unlimited number of trips |
GMS Group Advantage® Dental
| Silver | Covers basic preventative care and routine procedures like fillings, x-rays and denture repair. |
| Gold | Includes major procedures including crowns, dentures, inlays and veneers in addition to basic services. |
| Platinum | Covers orthodontic services as well as major procedures and basic services. |
| Dental plans include employer choice of $500, $1,000 or $1,500 combined coverage maximums for basic and major services. | |
| Silver 3+ employees |
Gold 3+ employees |
Platinum 3+ employees |
|---|---|---|
| 80% Basic Services |
100% Basic Services |
100% Basic Services |
| n/a | 50% Major Services |
80% Major Services |
| n/a | n/a | 50% Orthodontic Services $1,500 lifetime maximum |
| Attachments and Resources | |
| Brochures & Rates | |
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GMS Group Advantage® Brochure Plan overview Effective April 1, 2009 |
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GMS Group Advantage in Detail Plan design and frequently asked questions Effective April 1, 2009 |
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GMS Group Advantage® Rate Card Monthly premiums for all provinces Effective April 1, 2009 |
| Application/Change Forms | |
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GMS Group Advantage® Application Form Application for GMS Group Advantage® insurance Effective April 1, 2009 |
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GMS Group Advantage® Employee Enrolment/Change Form For enrolling employees into a GMS Group Advantage® plan and/or changing information for existing members Effective April 1, 2009 |
Group Medical Services documents are available in Adobe Acrobat PDF format. Download Adobe Acrobat Reader here.
For Your GMS Group Advantage® Plan
Contact a GMS Business Development Consultant who will work with your insurance broker to provide all the information you need to purchase a GMS Group Advantage® Plan for your business today!
Contact a GMS Business Development Consultant who will work with your insurance broker to provide all the information you need to purchase a GMS Group Advantage® Plan for your business today!
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