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 GMS Group Advantage® Health Benefits at a Glance

Health Benefits Silver (3+ employees) Gold (3+ employees) Platinum (6+ employees)
Extended Health (coverage per person)
Ambulance Services $1,500 Unlimited Unlimited
Air Ambulance Unlimited Unlimited Unlimited
Preferred Wards Unlimited Unlimited Unlimited
Private Duty Nursing $2,500 $2,500 $5,000
Breast Prosthesis 1 for lateral / 2 for bilateral per 2 years, per person  1 for lateral / 2 for bilateral per 2 years, per person  1 for lateral / 2 for bilateral per 2 years, per person 
Wheelchairs, Scooters
& Adjustable Beds
$500 per 5 years $500 per 5 years $500 per 5 years
Patient Walkers $200 per 3 years $200 per 3 years $200 per 3 years
Casts and Crutches Unlimited Unlimited Unlimited
Artificial Eyes,
Limbs & Larynx
$10,000 lifetime max. $10,000 lifetime max. $10,000 lifetime max.
Diabetic Supplies
& Equipment
$300 $300 $500
Ostomy Supplies $300 $300 $300
Oxygen Equipment $500 $500 $500
Accidental Injury to Natural Teeth $2,000 per injury $2,000 per injury $2,000 per injury
Custom Foot Orthotics 1 pair every 5 years (adult) / 1 pair every year for children under 16 yrs.   1 pair every 5 years (adult) / 1 pair every year for children under 16 yrs.   1 pair every 5 years (adult) / 1 pair every year for children under 16 yrs.
Hearing Aids n/a $500 per 5 years $500 per 3 years
Therapeutic Shoes n/a $200 $200
Blood Pressure Monitor n/a n/a 1 per 5 years
Health Practitioners n/a $300 combined $300 per specialist per year
Out-of-Province Referral
(within Canada)
n/a $50,000 lifetime $50,000 lifetime
Additional Expenses
(wigs, splints, compressors, knee braces with metal parts, trusses, rib belts, sacroiliac corsets, embolic stockings, aero chambers and more)
$500 combined $500 combined $500 combined
Travel
30 days
(unlimited number of trips)
n/a $2 million total coverage $2 million total coverage
Prescription Drugs (coverage per person per policy year)
Coverage

70% of cost up to $500
Formulary Drugs Only

80% of cost up to $1,500
Formulary and
Non-Formulary Drugs
100% of cost to $5,000
Formulary and
Non-Formulary Drugs
Pay-direct Card Included Included Included
Vision Care (coverage per person)
Eye Exams, Glasses
& Contact Lenses
$60 per 2 years
(for eye exams only)
$150 per 2 years $300 per 2 years

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Group Medical Services is the operating name for GMS Insurance Inc. in provinces outside of Saskatchewan.
Products not offered in Quebec, New Brunswick, Nunavut, Yukon and the Northwest Territories.