Group Plans

When your employees are taken care of, anything is possible.

Our group plans make sure the health and wellness of your employees is taken care of so they can focus on what matters.

Get a Group Quote

Take care of your employees

With one of our extensive group benefit plans, you can provide your employees with the group health, dental, life and disability insurance they need to remain productive. An attractive employee benefits plan can also help you find and retain the best staff for your business.

Make the benefits work for you

From small to large businesses, our group health insurance plans can be tailored to meet your needs.

  • Choose from pre-designed plans perfect for small businesses or design a unique plan to fit larger companies.
  • Offer your employees access to health, vision and prescription coverage, plus access to an Employee & Family Assistance Program.
  • Add flexibility and choice to your plan with a Health Spending Account (HCSA) - a fixed amount of money for each employee to cover eligible expenses over and above their plan coverage.
  • Add the security of life and disability benefits so employees know they and their families are protected.

Make it easy for your employees

Our group health insurance plans were created to make life easier. 

  • Employees can submit claims online and sign up for direct deposit, so they can get money back faster.
    Pharmacies, dentists as well as health and vision practitioners can directly bill us for covered expenses, no need for employees to submit a claim.
  • Get discounts on eyewear at Factory Optical and Optiks International. Find out more >

We have two options to cover your group benefit needs.

GMS Group Advantage®

Three to 10 employees? This is the plan for you. With simple application and consistent pricing to help with budgeting, this group benefits plan is designed with the small business in mind. All plans include an Employee Family Assistance Program to help your employees take care of every aspect of their wellness!

Custom Group

Eleven or more employees? Allow us to design a unique plan for you. One of our Regional Sales Directors will work directly with you and your broker to craft your ideal plan. Coverage options include health, dental, drug, travel, life & disability, and much more!

Frequently Asked Questions

We offer benefits plans to companies with three or more employees.

Contact one of our Regional Sales Directors. They'll help you find the plan right for you and get the application process rolling.

Absolutely. Our Custom Group Benefits plans, available to groups with 11 or more employees, are customizable to suit your needs. We’ll work closely with you to create a plan that works best for you and your employees. Coverage includes health, dental, drug, employee family assistance, travel, life, accidental death & dismemberment, disability, dependant life and critical illness.

Our Group Advantage plans, available to groups with three to 10 employees, are designed for simple sign-up and consistent rates. We’ve pre-selected most of the benefits, but let you choose between three levels of health and dental coverage. You can also choose to add life and disability benefits to your plan. Travel coverage ends at 80 years of age and health coverage ends when the employee retires. Contact us to discuss your options.

Have more questions?

We'll gladly answer them