Legal Notice

Legal Notice, Terms of Use

Please read the following terms and conditions concerning the use of this website. By accessing, using or downloading materials from this website you agree to follow and be legally bound by these terms and conditions. If you do not agree to these terms, do not use this website. As a user of this site, we suggest you review this information each time you access this website.

Content and Revisions

GMS uses reasonable efforts to ensure all information on this website is accurate and current; however, it does not endorse, approve or certify such information, nor does it guarantee the accuracy, completeness, efficacy, timeliness, or correct sequencing of such information. Therefore, your use of this site is at your own risk. We assume no responsibility for the accuracy of the information provided here on this website.

The information provided in this website is not an offer to sell, or invitation to purchase, any product where any such offer to sell, or invitation to purchase, would violate the insurance laws of any jurisdiction. The information provided in this website is not intended to provide you with legal, insurance or other advice and GMS shall not be responsible for any detrimental reliance you place upon this website or its contents.

This site is not necessarily an authoritative source of information about GMS or any of its products or services. All of the content of this web site, including this disclaimer and any terms and conditions, is subject to change without notice. GMS assumes no responsibility or liability for content changes without our consent.


A. Nothing on this website shall add to or change any contract for products or services you may have with GMS or any of their alliance partners, suppliers or affiliates. 

B. Without limiting the foregoing, everything on this site is provided on an "as is," "as available" basis. The documents and related graphics published on this website could contain technical inaccuracies or typographical errors. GMS makes no warranties of any kind either expressed or implied, or statutory including, but not limited to, the implied warranties or conditions of merchantability, title, fitness for a particular purpose and non-infringement of intellectual property regarding the content included on this site.

C. You agree that neither GMS, nor any of its officers, directors, agents, employees, alliance partners, suppliers, affiliates, nor any other party involved in creating, producing or delivering the information on this website is liable for any direct, indirect, incidental, special, consequential, punitive or any other damages whatsoever (whether arising in contract, tort, negligence, or otherwise) including, but not limited to, damages for loss of profits, revenue, data or use arising out of or in connection with your access to, or use of, this website and the information contained on this site. This limitation applies even if GMS has been advised of, or foresees, the possibility of any damages occurring.

D. GMS reserves the right to make changes or updates to this website or the products and services described at any time without notice.

E. The information on this website is general and is not intended to bind GMS contractually in any way. Please refer to the policy issued by GMS for specific benefits, limitations and exclusions that may apply regarding your coverage.

F. You agree not to use any information on this site or linked to this site in any claims, proceedings, suits or actions against GMS, its officers, directors, agents or employees, or any of their alliance partners, suppliers or affiliates.

Copyright and Trademarks

All content on this website, including all information, material and graphics, are copyrighted unless otherwise noted. This content is intended for informational use only and may not be altered in any way. You require GMS’ written consent to copy or display any portion of this website for redistribution to third parties for either commercial or non-commercial purposes. Any other use including modification, reproduction, distribution, republication, display, performance or creating derivative works of this website's content is strictly prohibited.

Adobe, the Adobe logo, Acrobat and the Acrobat Logo, are trademarks of Adobe Systems Incorporated.

All other company, product or service names found on this website are or may be trademarks of their respective owners. Use or misuse of these trademarks is strictly prohibited.

Links to Other Web Sites

GMS may provide links throughout this website to other websites for your convenience. GMS does not endorse, or take responsibility for these websites. Links are for your convenience only.

These other websites are independent from GMS and any reference in this website to any products, services, processes, hypertext links to third parties or other information by trade name, trademark, manufacturer, supplier or otherwise does not necessarily constitute or imply its endorsement, sponsorship or recommendation by GMS. Product and services information is the sole responsibility of each individual vendor. It is your responsibility to verify any information contained within linked sites before relying on it. Also, the information contained in the links may be changed or updated at any time without notice. Linked sites may have their own legal information that you should locate and review.


Our website uses cookies and other tracking devices, including the Google Analytics cookie. Using cookies lets us measure our site activity, which helps us provide a better user experience. Cookies and other tracking devices may be used to tell us the time and length of your visit, the pages you look at on our site, the site you visited just before coming to ours, and the name of your internet service provider.

We may use third parties to serve our advertisements on other websites. In serving our advertisements, these companies may use cookies and other tracking devices to collect certain information about your visits to other websites (such as browser type, IP address, which page was visited, and time of day). This information may be used to evaluate our online advertising campaigns or to tailor promotions and other marketing messages to you. You can elect to refuse cookies. Please refer to the Help instructions in your browser to learn more about cookies and how to manage their use.

We use Google AdWords remarketing and Google Analytics remarketing to advertise GMS across the internet. AdWords remarketing will display relevant ads tailored to you based on parts of the GMS website you have viewed by placing a cookie on your machine. These cookies DO NOT identify you in any way or give access to your computer. The cookies simply tell us, “this anonymous person visited this page, so show them ads relating to that page.” Google AdWords remarketing allows us to tailor our marketing to better suit your needs and only display ads that are relevant to you. We will never associate personally identifiable information in our AdWords and remarketing lists. 


Any unprotected email communication over the Internet is not confidential, is subject to possible interception or loss, and is also subject to possible alteration. GMS is not responsible for and will not be liable to you or anyone else for any harm, damage, claims or cost you may experience or incur in connection with an e-mail sent by you to GMS or an e-mail sent by GMS to you at your request.


GMS assumes no responsibility or liability for any harm, damage, claims or cost you may experience or incur, or viruses that may infect your computer equipment or other property in connection with your access to, or use of, this website or your downloading of any data, text, images, files or other materials from this website.

Right of Indemnification

You agree to defend, indemnify and hold GMS, its officers, directors, agents or employees, or any of their alliance partners, suppliers or affiliates harmless from any and all liabilities, costs and expenses, including reasonable legal fees, related to any violation of these terms and conditions by you, or in connection with your use of this website.


GMS’ failure to insist upon or enforce strict performance of any provision of these terms and conditions shall not be construed as a waiver of any provision or rights contained in this legal information.

Governing Laws

The provincial laws of Saskatchewan and the federal laws of Canada that apply in Saskatchewan shall govern these terms and conditions. All issues relating to your access to, or use of, this website shall be similarly governed. You agree to be bound by the laws of these jurisdictions. You further agree to attorn to the exclusive jurisdiction of the courts of the province of Saskatchewan, Canada with respect to any issue or dispute relating to your access to, or use of, this website.