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Immigrants & Visitors Insurance

Please Note:

Immigrants & Visitors to Canada plans sold or extended on or after April 24th, 2020 do not cover expenses resulting from COVID-19.

While you’re staying in Canada, enjoying all it has to offer, let us take care of your emergency medical needs. We’re happy to provide immigrants and visitors to Canada, and those looking for Super Visa insurance, with emergency medical coverage that includes:

  • Easy online application 
  • No waiting period if you apply before arriving in Canada or are replacing an existing emergency medical plan issued by a Canadian insurer.
  • Choice of deductible - $0, $100, $500 or $1,000.
  • Choice of insurance amount - $25,000, $50,000, $100,000 or $150,000.
  • No medical questions if you’re under 55 years of age.
  • Travel benefits that extend to side-trips of up to 30 days to any other country, as long as the majority of your trip is spent in Canada.
  • 24/7 travel assistance service provided in a number of different languages.
  • Direct billing with many health providers, so you can keep your money in your pocket.

Benefits

Benefits Benefit

Detail

Hospitalization

Covers hospital room and board charges, up to semi-private, unless specified by a physician (if medically necessary, charges for intensive and coronary care units are included)

Medical Services

Covers the cost of treatment by physician or surgeon

Diagnostic Services

Covers the cost of x-rays and other diagnostic tests

Out-patient Medical Treatment

Covers the cost of out-patient emergency room charges

In-Hospital Prescription Drugs

Covers the cost of prescription drugs and medication prescribed by a physician (to a maximum of a 30 day prescription)

Road Ambulance

Covers 100% of the cost for emergency transport to a hospital

Paramedical Services

Covers up to $300 toward the cost of emergency services of an osteopath, physiotherapist, chiropractor, chiropodist, and/or podiatrist

Accidental Dental

Covers up to $2,000 per person and up to $250 for the relief of dental pain

Return of Remains

Covers the cost for preparation and transportation to your country of origin, destination in Canada, or the cost of cremation or burial at the place of death

Child Care

Covers the cost for licensed child care for a dependant traveling with you if you are hospitalized (up to $500)

Repatriation

Up to $5,000 to transport you home for further medical treatment with pre-approval by GMS

Out-of-Pocket Expenses

Covers the cost of accommodations, meals, phone calls and taxi or bus fares incurred by an accompanying family member in the event hospitalization continues after the policy expiry date

24-Hour Travel Assistance Services

Coordination of all medical care, transportation, and repatriation; telephone interpretation services in most languages; monitoring of progress during treatment and recovery by managed care

Travel Benefits Outside of Canada

Benefits apply to side-trips outside of Canada of up to 30 days each, excluding visits to your country of origin

  • Air Ambulance - charges to transport you back to your destination in Canada or your country of origin.
  • Special Attendant - reimbursement of a one-way trip economy airfare ticket for a medical attendant to accompany you back to your destination in Canada or country of origin for further in-hospital treatment
  • Escort of Insured Children - reimbursement of the cost of a one-way trip economy airfare to return an accompanying child or children and escort, when necessary, back to your original point of departure
See More

This is a summary of benefits. Please refer to policy wording for complete details.

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Frequently Asked Questions

Yes. The person covered under the plan must be under the age of 80 on the effective date of the plan.

Yes. You'll be covered for trips outside of Canada for up to 30 days as long as you:

  • depart from and return to Canada;
  • aren't returning to your country of origin during your trip; and
  • aren't outside of Canada for more than 50% of the total days of coverage you purchased.

Please remember you can't extend your coverage past the 30-day maximum. If you're over the 30-day limit you won't be covered for emergency medical treatment or follow-up care for a condition that developed during that time.

Absolutely! Our plan can cover you until your provincial health coverage kicks in.

Have more questions?

We'll gladly answer them

View Visitors Insurance FAQs

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