How we're responding to COVID-19 | Travel Coverage Update | FAQsFYI - Receiving the COVID-19 vaccine doesn't impact your current coverage or the ability to get coverage.
Immigrants & Visitors to Canada plans sold or extended on or after April 24th, 2020 do not cover expenses resulting from COVID-19.
While you’re staying in Canada, enjoying all it has to offer, let us take care of your emergency medical needs. We’re happy to provide immigrants and visitors to Canada, and those looking for Super Visa insurance, with emergency medical coverage that includes:
Hospitalization
Covers hospital room and board charges, up to semi-private, unless specified by a physician (if medically necessary, charges for intensive and coronary care units are included)
Medical Services
Covers the cost of treatment by physician or surgeon
Diagnostic Services
Covers the cost of x-rays and other diagnostic tests
Out-patient Medical Treatment
Covers the cost of out-patient emergency room charges
In-Hospital Prescription Drugs
Covers the cost of prescription drugs and medication prescribed by a physician (to a maximum of a 30 day prescription)
Road Ambulance
Covers 100% of the cost for emergency transport to a hospital
Paramedical Services
Covers up to $300 toward the cost of emergency services of an osteopath, physiotherapist, chiropractor, chiropodist, and/or podiatrist
Accidental Dental
Covers up to $2,000 per person and up to $250 for the relief of dental pain
Return of Remains
Covers the cost for preparation and transportation to your country of origin, destination in Canada, or the cost of cremation or burial at the place of death
Child Care
Covers the cost for licensed child care for a dependant traveling with you if you are hospitalized (up to $500)
Repatriation
Up to $5,000 to transport you home for further medical treatment with pre-approval by GMS
Out-of-Pocket Expenses
Covers the cost of accommodations, meals, phone calls and taxi or bus fares incurred by an accompanying family member in the event hospitalization continues after the policy expiry date
24-Hour Travel Assistance Services
Coordination of all medical care, transportation, and repatriation; telephone interpretation services in most languages; monitoring of progress during treatment and recovery by managed care
Travel Benefits Outside of Canada
Benefits apply to side-trips outside of Canada of up to 30 days each, excluding visits to your country of origin
This is a summary of benefits. Please refer to policy wording for complete details.
Yes. The person covered under the plan must be under the age of 80 on the effective date of the plan.
Normally this plan can cover trips outside of Canada for up to 30 days. But, there’s currently a world-wide “avoid all non-essential” travel advisory from the Government of Canada. So there's no coverage for trips outside of Canada at the moment.
Absolutely! Our plan can cover you until your provincial health coverage kicks in.
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