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Visitors to Canada
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Are you traveling to Canada for business, leisure, or for school?
Make the most of your time in Canada with GMS Visitors to Canada Insurance. GMS offers insurance options to help protect you from unexpected medical expenses whether you’re here for school, visiting loved ones, exploring Canadian landscapes, or attending meetings.
Did you know? Canada’s public healthcare is for citizens and permanent residents only—visitors are not covered. A single doctor’s visit or ambulance ride could leave you with a hefty bill.
Enjoy peace of mind with 24/7 travel assistance, several amounts of insurance and deductible options to choose from to fit your needs and budget.
Visitors to Canada Insurance is perfect for any reason to travel:
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Looking for a resource?
Check out the GMS Resource Hub for a sample policy, forms, and other helpful information about Canada visitors insurance. Everything you need to get started is in one place.
Frequently Asked Questions (FAQs)
- Is there an age limit for Visitors to Canada emergency medical insurance coverage?
Yes. Anyone covered under a GMS Visitors to Canada Insurance plan must be under the age of 80 as of the policy effective date.
- I’m a Canadian citizen moving back to Canada, but I don’t have government health coverage yet. Can I buy a Visitors to Canada Insurance plan?
You sure can. Buying health insurance for visitors to Canada will cover emergency medical expenses between your arrival and when your provincial health coverage kicks in.
- I’m already in Canada. Can I still buy a Visitors to Canada Insurance plan?
Absolutely, but there may be a waiting period if you don’t already have a plan (with GMS or someone else) when you apply:
- If you’re within 30 days of arriving in Canada and don’t have insurance, your coverage for medical conditions, other than injury, won’t kick in until 2 days after your effective date.
- If you’ve been in Canada for more than 30 days and don’t have insurance, your coverage for medical conditions, other than injury, won’t kick in until 7 days after your effective date.
Coverage for injuries that need emergency care starts on your plan effective date.
- Can I extend my plan if I decide to stay in Canada longer?
We’re happy to extend your coverage if you tick these boxes:
- You or any person insured under this policy have not needed medical treatment (whether a claim was submitted or not) during your period of coverage.
- Your plan has been in effect for less than one year (365 days).
- You haven’t turned 80 years of age or older as of the start date for the policy extension
- You don't have a reason to seek medical treatment, excluding the regular care of a chronic condition or medical evaluation required to satisfy travel visa requirements
Contact us at least 48 hours before your plan expires and someone from our Customer Care team will be happy to help.
- Does Visitors to Canada Insurance cover pregnancy-related care?
Our plans don’t cover expenses related to pregnancy, abortion, miscarriage, childbirth, or complications of any of these conditions.
- Does Visitors to Canada Insurance cover regular/annual checkups?
No. Visitors to Canada Insurance is only meant for emergency medical treatments.
Don’t see your question here? Check out our full list of Visitor to Canada insurance FAQs or contact us and we’ll get you an answer.
GMS Travel Assistance and claims management provided in partnership with World Travel Protection.
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Emergency medical coverage you can count on.
We make buying emergency medical insurance easy – honestly. A GMS Visitors to Canada Insurance plan can be yours in less than five minutes.