For Students

StudentPlan is unavailable at this time

July 7, 2021 | We've temporarily stopped selling StudentPlan

Worry about marks, not emergencies.

With our StudentPlan, students studying out of province or abroad can find comfort knowing they’ve got emergency medical coverage for things like hospitalizations or mental health services if ever they’re in need. We even have Sports Participation Coverage for post-secondary athletes while they’re in school.  

A plan that fits your schedule.

Because we know you need coverage that fits with your schoolyear, we let you choose your length of coverage - anywhere between four or 12 months. The plan is also available in single, couple or family rates and provides emergency medical coverage up to $2 million along with 17 comprehensive benefits including:

  • Mental health services
  • Road and air ambulance
  • Hospitalization
  • Virtual Health Consultations are available depending on destination and type of medical emergency

StudentPlan Benefits

StudentPlan Benefits Benefit



Covers hospital room and board charges, up to semi-private, and charges for intensive and coronary care

Medical Services

Covers the cost of treatment by a physician or surgeon

Diagnostic Services

Covers the cost of x-rays and other diagnostic tests

Out-patient Treatment

Covers the cost of out-patient emergency room charges

Prescription Drugs

Covers the cost of prescription drugs and medication prescribed in an emergency situation up to $1,000

Road Ambulance

Covers the cost for use of a licensed road ambulance in an emergency situation

Air Ambulance

Covers the cost for the use an air ambulance or regularly scheduled airline to transport you back to your province of residence

Special Attendant

Reimbursement for the cost of one, return-trip airfare for a medical attendant to accompany you back to your province of residence

Return of Family Member

Reimbursement for the cost of one, one-way economy class airfare for an accompanying family member to return to your departure point.

Paramedical Services

Covers the cost for the use of an osteopath, physiotherapist, chiropractor, chiropodist, and/or podiatrist

Health Practitioners

Covers the cost for the services of a registered mental health professional ($300 maximum per person per year)

Accidental Dental

Covers the cost of repair or replacement of natural teeth or permanently attached artificial teeth or the relief of dental pain

Return of Remains

Covers the cost of preparation and transportation to the country of origin, or the cost of cremation or burial at the place of death

Family to Bedside

Reimbursement for the cost of one airfare for a family member to accompany you at your bedside

Coverage Continuation

If hospitalized and your plan expires, your coverage continues until seventy-two (72) hours after discharge from hospital

Out-of-Pocket Expenses

Covers accommodations, meals, phone calls and taxi or bus fares incurred by an accompanying family member in the event hospitalization continues after the policy expiry date.

24-Hour Travel Assistance Services

Coordination of all medical care, transportation, and repatriation; telephone interpretation services in most languages; monitoring of progress during treatment and recovery by managed care

Sports Participation (extra coverage for Student Athletes)

Choose this for students playing official university sports teams; it includes coverage for medical expenses that are a result of participation in their sport.

GMS will pay reasonable and customary charges in excess of coverage from other insurance plans for eligible expenses that result from an accidental injury while playing a sport on a scholarship or waiver of entrance fees.

See More

This is a summary of benefits. Please refer to policy wording for complete details.

Have questions?

We'll gladly answer them

You might also be interested in:

Health Insurance

Immigrants & Visitors Insurance

Group Benefits